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Dues & assessments

HOA dues collection without the chasing

Recurring billing, online payments, and automatic late fees that run themselves — so a self-managed board stops mailing statements and tracking checks in a spreadsheet.

Dues collection is the single most important — and most thankless — job a self-managed HOA has. Late or missing assessments starve the operating budget and the reserve fund, and manual collection by check and spreadsheet turns a volunteer treasurer into a part-time bill collector.

Anthoam automates the whole cycle. Owners are billed on a recurring schedule, pay online by card or bank transfer through Stripe, and can set autopay so dues simply arrive. Late fees apply on the rules the board configures, and the treasurer sees who is current and who is delinquent at a glance.

How online HOA dues collection works

Each owner has a billing profile tied to their unit. The board sets the assessment amount and cadence — monthly, quarterly, or annually — and Anthoam issues the charges automatically. Payments settle through Stripe directly into the association's connected account, with a clear record on both the owner's ledger and the association's books.

  • Recurring assessments billed automatically on the board's schedule.
  • Card and ACH bank payments, with optional autopay per owner.
  • Automatic, rules-based late fees so enforcement is consistent and fair.
  • Real-time delinquency view so the treasurer always knows who is behind.
  • Receipts and statements generated for owners without manual mailing.

Late fees, delinquency, and fair enforcement

Inconsistent late-fee enforcement is both a budgeting problem and a legal one — selectively waiving fees invites fair-housing and fairness complaints. Anthoam applies the late-fee policy the board sets uniformly, records every charge and waiver, and keeps a delinquency history the board can act on with confidence.

When an account falls seriously behind, the structured record — every invoice, payment, reminder, and fee in one timeline — is exactly what the board or its attorney needs before pursuing a lien or collections, without reconstructing the history from a shoebox of statements.

Where the money goes

Dues collected through Anthoam move through Stripe Connect into the association's own bank account — the platform never holds the community's operating money. Every payment is posted to the operating ledger, and contributions earmarked for reserves are tracked separately so the board can see operating and reserve positions independently.

Because the books update as money moves, the treasurer's report is never stale, and an outside CPA reviewing the year can export clean, itemized records instead of reconciling a spreadsheet against a bank statement by hand.

HOA dues collection FAQ

Run your HOA yourself with Anthoam

One platform for dues, accounting, maintenance, voting, and documents — priced per door, with no management company required.